We’ve Got Team Spirit!

In a world where cut throat competition and increasingly higher standards are becoming a way of life, achieving excellence and success is not easy. Although achieving success has never been an easy task, these are the times when dreams of success seem far more unrealistic or difficult that what they actually are. However, today the mantra one must adopt for the attainment of success is "teamwork and unity".

One of the nice things about working at an employee owned and operated business is the loyalty and commitment. Gems N’ Loans employees go above and beyond, we not only make the customer feel that coming into our business is a good experience, but one that they will want to return and tell their friends and family about. We offer absolutely outrageous customer service!

Come visit us today, we've got team spirit. Six locations to serve you in San Diego and Riverside County. Click here for all our locations.
 

Oceanside Jewelry and Pawnshop Near the Coast

Pawn Shop Oceanside News!

Near the coast our jewelry and large selection of jewelry and musical instruments can be seen in our large inventory. We have new and pre-owned items ranging from electronics to tools.

Gems N’ Loans Oceanside has Jewelry &offers collateral loans or will buy your items. We buy gold! We will pay you top dollar for your jewelry, musical instruments or any item of value. We are your local source for quick and convenient cash. 

The first thing one notices when visiting any one of the five Gems N’ Loans locations is how clean and welcoming the stores feel – closer to a jewelry store than a typical pawn shop. Gems N’ Loans prides itself in creating a professional and inviting environment, and also in being very selective about the items it carries. 

By policy, the stores will not buy or sell weapons or junk, and much of the higher-end jewelry that they sell is certified by the Gemological Institute of America. All locations stay open until 7 p.m., seven days a week, in order to offer their customers as much flexibility as they may need to access the products or services they require. 

Employees are exceptionally friendly, knowledgeable, and highly professional, which is all a reflection of the surprisingly rigorous process by which they are selected and trained. In a business that serves people who are often in less-than-ideal circumstances, having employees who can work well together and understand the customer’s needs is crucial. 

Learn more!

 

Gems N' Loans - Pawn Sop in Oceanside - Great Pawn Bargains!

Recent reality TV shows like "Pawn Stars" have brought a lot attention to the pawn industry.  While the mainstream media attention may be new, the industry is not.  In fact, the history of pawn shops dates back more than 3,000 years.

According to the History Channel, the pawn shops of today operate as mini-banks for millions of unbanked Americans and they also serve places for people of all backgrounds to buy and sell items. America’s 12,000 or so pawn shops deal with a huge variety of items including musical instruments, jewelry, and electronics.

“Pawning” means that you give the pawn shop an item in exchange for a cash loan. For example, you might give them your mountain bike as collateral for a $75 loan.  If you repay the loan by a certain date, typically 90 to 120 days after you pawn the item, you can retrieve your bike.  The loan repayment amount will include interest and fees that are regulated by the state.  

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Bargain Pawn - Pawn Shop - Oceanside California

Regardless of the reason, there will come a time in most of our lives when we are in need of fast cash, we may have to get a loan or sell something of value to help us get through a tough time. A reputable pawn shop, such as Gems N' Loans, can be a good solution to your quick cash needs.
We pride ourselves in offering a fair market value for your items as well as a full understanding of today’s market place.
 
 “North County’s largest public gold dealer” Your gold is evaluated, tested and weighed in your presence on scales certified by the County of San Diego. Don’t deal with the “fly by nights.”


Trade in your old, unwanted, or broken gold and platinum jewelry and save even more on anything you buy! We pay the highest prices in North County for your gold and platinum no matter its age or condition. Online and mail-in gold buyers have been identified as dishonest. Sell gold and platinum at one of our 4 locations to a business that has been in town for over 20 years, has an A+ rating with the Better Business Bureau, has GIA certified Accredited Jewelry Professionals (AJP), Graduate Gemologists (GG) and Graduate Jewelers (GJ) on staff to assist you. 

Oceanside Jewelry - Gems N' Loans

Oceanside Jewelry, located Oceanside is a full service jeweler providing all jewelry services in house by Our master jeweler will create the jewelry of your dreams! Trained and certified by the Gemological Institute of America (GIA), his creativity is evident in the fabulous custom designs he has created for our many satisfied customers.

We Pay Cash For Gold, Jewelry And Diamonds!

Thank you for visiting our page! We are a full service jewelry store serving North County for over 22 years. We pay cash for gold and jewelry. We do our repairs on site as fast as possible so you can get on with your day. Much of our work is done using cutting edge laser technology to give the best results.

Amethyst - Febraury Birthstone of the Month

Amethyst is the purple variety of the mineral quartz and the most valued member of the quartz family. It must be purple to be amethyst, but it can display a range of shades including deep purple, light lilac, lavender and mauve. Top quality amethyst is a deep medium purple with rose-colored flashes. Its purple color made it a stone of royalty for many thousands of years.

They are associated with wisdom, spirituality and security. Throughout history amethyst has been used to guard against drunkenness and is thought to be helpful in overcoming addiction. It has been used for hearing disorders, insomnia, headaches and other pain. Some sources suggest it is used to stabilize mental disorders.

Worn to make the wearer gentle and amiable. Amethyst powers include: dreams, healing, peace, love, spiritual upliftment, courage,  psychism, protection against thieves, and happiness. Amethyst is a lovely, affordable gemstone because of its widespread availability. It is also the birthstone of February.

Here at Gems N’ Loans we take our gems seriously and Amethyst is no exception! Throughout the month of February we are offering 50% off the Birthstone of the Month, some exclusions may apply. Come in today and take a look at our selection.

Garnet - January Birthstone of Month

Garnets are usually red, but can also be found in a variety of other colors. The Garnet is considered the stone of purity and truth. It is believed that Garnets help protect their wearer from evil. It is also the traditional birthstone of January.

Legend has it that Garnet's powers include healing, strength, and protection and it is often worn to relieve inflammations of the skin. It is also believed to regulate the heart and blood flow and aid in curing depression. In earlier times, garnets were exchanged as gifts between friends to demonstrate their affection for each other and to insure that they meet again.

Here at Gems N’ Loans we take our gems seriously and Garnet is no exception! Throughout the month of January we are offering 50% off the Stone of the Month, some exclusions may apply. Come in today and take a look at our selection

Topaz - November Birthstone of Month

Topaz is translucent and ranges in color but is best known for its yellowish, orange or golden color. Precious topaz, also known as Orange topaz is the traditional birthstone of November. Topaz is the symbol of friendship, and the state of Utah’s official gemstone.

Here at Gems N’ Loans we take our gems seriously and Topaz is no exception! Throughout the month of November we are offering 50% off the Stone of the Month, some exclusions may apply. Come in today and take a look at our selection

Peridot - August Stone of Month

A new month brings a new Stone of the Month. The Stone of the Month for August is Peridot. Peridot is the official birthstone for the month of August. Legend says that peridot was one of the favorite gemstones of Cleopatra. The advantages of peridot are to attract love and calm anger while also soothing nerves and dispelling negative emotions.

Here at Gems N’ Loans we take our gems seriously and peridot is no exception! Throughout the month of August we are offering 50% off the Stone of the Month, some exclusions may apply. Come in today and take a look at our selection.

What's Your Style?

The Tudor Rose Brooch, 1830-40

Antique (over 100 years old) 
Elaborate bodice ornaments, stomachers, chatelaines and earrings that almost reached the shoulders showcased luxury and display, which was very much the fashion style of the 18th century. Cushion and rose-cut diamonds glittered under candlelight and were mounted in silver to maximize whiteness. This insatiable demand for jewelry continued into the 19th century and prompted experimentation in design and the introduction of a variety of new styles, ranging from the austere neoclassicism of the Napoleonic era to the exuberant mid-century naturalism and later revivalist trends. Toward the end of the century, the jeweler's palette softened to the more delicate shades of fin de siècle designs. Ornate parures, or matching sets of jewelry, and hair ornaments such as tiaras with ostrich plumes were very popular in the late Victorian era (1837-1901). Large bracelet designs, often with portrait miniatures at their centers were also common. And, of course, the large expanse of cleavage afforded by the then highly fashionable evening gowns provided the perfect backdrop for elaborate necklaces. Colored stones also began to feature in fine pieces such as velvety Kashmir sapphires, grass-green demantoid garnets from the Ural mountains in Russia and precious black opals from Australia. It was common to remodel pieces into the latest designs so few original jewels predating the mid-19th century are sold at auction. Whenever these rare pieces do appear at auction, they are avidly pursued for their design and historical importance.

Art Nouveau Russian Ring, 1904

Art Nouveau 
Art Nouveau existed for a brief moment but left a lasting impact on jewelry. Pieces from this era are treasured for their original design rather than intrinsic value. Named after Siegfried Bin's (1839-1905) avant-garde Parisian shop La Maison de l'Art Nouveau, this style followed an amalgam of new design principles and innovative materials. The world of nature flowed in sinuous curves inspired by the asymmetry and economy of line of Japonism. René Lalique, the master of the genre, used exotic, fragile materials such as molded glass and enamel for aesthetic value. Designs featured dreamy flora and fauna such as lilies and lotus blossoms, serpents, swans and the female in the guise of a dragonfly. The style's free-flowing forms were a deliberate reaction to the rigidity of machine-made and mass-produced jewelry.

Pâte de Verre Pendant

Belle Epoque (1895-1914) 
Around the time of the Art Nouveau school (1895-1910), another movement of artistic refinement spread to greatly affect the creation of mainstream jewelry. Platinum, malleable yet strong, was used to create jewels of unequaled technical excellence and put the unrivaled craftsmanship of the House of Cartier at the forefront. The light-hearted start to the new century inspired lavish yet delicate jewels to complement the fashion of the hourglass silhouette and pale-colored fabrics, with diamonds and pearls reigning supreme. Flowers, bows and ribbons with a lace-like quality featured in what came to be known as 'The Garland Style'. Neck ornaments were most popular: delicate chokers with necklaces worn below, simple strands of natural pearls, lavalières (with pear-shaped drops) or négligé pendants (with two drops of unequal length).

Clear Paste Stone Earrings,1920

 Art Deco (1915-1935) 
The excesses of the Art Nouveau and Garland styles (1895-1914) gave way to the bold, simplistic stylization of Art Deco. The new woman was emancipated: sporty, active, heavily made-up and smoking in public. She left the pastels of the Belle Epoque behind for tunic dresses in bright, opulent colors inspired by Fauvist artists and Orientalism. Those vertical lines were echoed in elongated jewels—sautoirs and pendant earrings swung to the new rhythm. Bandeaus worn low on the forehead and bare arms adorned with band bracelets completed the androgynous look à la garçonne. Gemset wristwatches, cigarette cases and power compacts, the latter two considered so-called nécessaires de soirs, became pieces of jewelry decorated with inlaid hardstone, diamonds or enamel on lacquer. Abstract geometric compositions and vibrant colors matched the innovative use of colored gemstones carved as flowers and leaves in the Indian style, thus fusing East and West, form and color, in a synthesis of pure art and lasting luxury. The period also saw a major technical innovation—Van Cleef & Arpels' invisible setting allowed gemstones to be closely set together without the use of prongs, so that no metal could be seen on the surface. The 1930s saw the sublime perfection of white Art Deco, as the 'functional' approach and angularities of the machine age crystallized into stark, sober statements of inflated size and scale. Abstract and industrial shapes became almost architectural in form and highlighted white expanses of platinum, diamond and rock crystal or allowed for just one color contrast such as ruby or sapphire. Sleek geometry gradually softened into more sculptural, three-dimensional shapes displaying the beginnings of volume and movement to complement the returning curves of femininity.
  

Silver Pinwheel Brooch, 1950

Retro (1940s-1950s) 
Wartime austerity curbed the whims of fashion and taste, as materials were hard to come by. Masculine, square lines were counterbalanced with bold 'cocktail' jewels, which were striking and dramatic. Designs substituted small and sparse precious gems with large semi-precious alternatives such as aquamarines and citrines. Broad expanses of polished gold in all its colors replaced platinum. Diamonds were very rare. Jewelers revealed a fresh approach to themes of flora and fauna and created naturalistic fantasy amid the devastation of war.

Lucite Necklace, 1970

The 60s and 70s 
Miniskirts and hot pants signaled the rebellious mood of the time and the use of unconventional materials. Although classic, sumptuous jewels were still in demand, now contemporary pieces were inspired by events like the first man on the moon. Color contrasts and bright opaque materials like turquoise and coral echoed fashion, while jagged contours, such as marquise-cut diamonds and prominent claw settings, challenged the flow of traditional lines. Uncut crystals appeared in jewels in organic sprawling forms. Harry Winston and Laurence Graff set the "grand luxe" approach that concentrated on superb stones. This approach was in response to the growing interest in the quality of gemstones prompted by the introduction of diamond grading certificates in 1957. In the 1970s attention turned East. Designs of the major houses had a distinct Indian flavor. Gold was very popular, particularly the intricate designs of Buccellati. In view of an increasing demand for more casual jewels, the great jewelry houses responded with "boutique" lines, offering seasonal collections to reflect the fashionable styles, shapes and colors of the time.
  

Green Tourmaline Necklace, 1990

Contemporary 
Polished gold and sleek lines complemented 1980s power dressing epitomized by Bulgari. Colored diamonds came into high demand with concerns about quality and origin of gemstones peaking in the 1990s. Daniel Brush and JAR reached new levels of excellence in design and technique. As contemporary jewelers continued to push the limit of their craft, antique and rare designs from the past became highly desirable and more collectable.

GRAND OPENING CELEBRATION!

GRAND OPENING CELEBRATION! COME SEE THE NEW STORE IN OLD TOWN TEMECULA, CA Thursday June 28th  thru Sunday July 1st PAWN SHOPPING IS FUN! $300 GIFT CARD! ENTER TO WIN! FREE GIFTS, FOOD, AND REFRESHMENTS! PLEASE HELP US DONATE TO THE WESTERN EAGLE FOUNDATION FOOD BANK BY BRINGING CAN FOODS! JUNE 28th AT 1PM RIBBON CUTTING CEREMONY! JUNE 30th SATURDAY FROM 12pm to 4pm DARRELL SHEETS AS SEEN ON STORAGE WARS WILL BE SIGNING AUTOGRAPHS! ALL STORES CELEBRATING UP TO 40% OFF JEWELRY www.gemsnloans.com Like Us on Facebook!   Visit Any of Our Locations!
TEMECULA 28298 Old Town Front Street  Temecula, CA 92590 Phone: 951.694.9490 LIC#3300-1128 Directions	VISTA 925 S Santa Fe Ave.  Vista, CA 92084 Phone: 760.732.3999 LIC#3700-0972 Directions
ESCONDIDO 340 West 2nd Ave. Escondido, CA 92026 Phone: 760.747.7117  LIC#3706-0983 Phone: 951.694.9490 Directions	OCEANSIDE 3753 Mission Ave., Suite 111 Oceanside, CA 92058 Phone: 760.722.2762 LIC#3710-0996 Directions
HOME  |  WE BUY GOLD  |  ABOUT  |  SHOP  |  FAQ  |  TESTIMONIALS  |  SERVICES  |  MEDIA  |  CONTACT US  |  SITE MAP  |  PRIVACY POLICY  Copyright© Gems N' Loans 1993 - 2012 - All Rights Reserved - Gems N' Loans

DARRELL SHEETS AS SEEN ON STORAGE WARS WILL BE SIGNING AUTOGRAPHS!

JUNE 30th SATURDAY FROM 12pm to 4pm DARRELL SHEETS AS SEEN ON STORAGE WARS WILL BE SIGNING AUTOGRAPHS!	JUNE 30th SATURDAY FROM 12pm to 4pm DARRELL SHEETS AS SEEN ON STORAGE WARS WILL BE SIGNING AUTOGRAPHS! $300 GIFT CARD! ENTER TO WIN! UP TO 40% OFF SALE
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40% OFF COLORED STONES!

If you want to sell silver in Southern California, San Diego Jewelry Buyers® (SDJB) is the silver buyer that thousands trust. Our track record of paying the most cash for all types of sterling silver is seen in our A+ rating with the Better Business Bureau and our 100% positive customer reviews. Covered regularly by the national news media, we are the most widely recognized silver buyer and silver refinery in San Diego County.

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Hurry Gold Sales Ends May 31st !

	Selling all plain gold jewelry at $2 above spot (we'll be basing it on $1600 an oz , gold is actually at $1568) which averages out about half off in all stores till the end of the month.
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1 % Interest on Loans for New Customers!

Gold Exchange with Gems N' Loans! Highest CASH prices paid for Gold, Silver, Platinum, Diamonds & Coins. "North County's largest public gold dealer" Your gold is evaluated, tested and weighed in your presence on scales certified by the County of San Diego. Don't deal with the "fly by nights." With gold at a 10 year high, now is the perfect time to sell! We are giving crazy amounts of cash for gold in any condition, including scrap gold and dental gold. In fact, we may give you more money than you paid for it.
Pawnbrokers Blog Oceanside Jewelry Gold Oceanside Gold Exchange Temecula Pawn Shops Temecula Pawn Shops San Diego Escondido Pawn King Escondido Pawn Shopping Vista Pawn Shop Gems N' Loans Facebook Ebay Youtube Tweets Feeds           1 % Interest on Loans for New Customers!

Benefits to Pawnshop Shopping

World Famous Gold & Silver Pawn Shop, a family operated business.

Being a pawnbroker means to be a lender, a banker of sorts. Pawnbroking is the oldest form of consumer credit. Pawnbrokers extend cash loans secured by merchandise which is pledged. The borrower has a fixed amount of time to come back and repay the loan and redeem their pledge, or their merchandise is forfeited and sold.

As the jobless rate inches up and the economic recovery sputters, investors looking for a few good stocks may want to follow the money -- or rather the TV, the beloved Fender guitar, the baubles from grandma, the wedding ring.
Profits at pawn shop operator Ezcorp Inc. have jumped by an average 46 percent annually for five years. The stock has doubled from a year ago, to about $38. And the Wall Street pros who analyze the company think it will go higher yet. All seven of them are telling investors to buy the Austin, Texas, company.

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Use Your Gold Like a Credit Card!

Do you need instant cash? We offer instant cash loans from $15 to $15,000 or more. No credit check-no hassles. When you need cash, we are here for you. All transactions are confidential, and once you are a customer, we will treat you like family. If you are in a bind, or just want to cash in your unwanted merchandise, we are here for you.

Save thousands $$$ on new, estate, vintage, and GIA certified diamond jewelry at Gems n’ Loans, North County San Diego’s largest gold buyer and jewelry reseller for 17 years. Trade in your old, unwanted, or broken gold and platinum jewelry and save even more on anything you buy! We pay the highest prices in North County for your gold and platinum no matter its age or condition. Online and mail-in gold buyers have been identified as dishonest. Sell gold and platinum at one of our 4 locations to a business that has been in town for over 17 years, has an A+ rating with the Better Business Bureau, and has GIA certified Accredited Jewelry Professionals (AJP), Graduate Gemologists (GG), and Graduate Jewelers (GJ) on staff to assist you.


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