Monday, October 1, 2018

What Your Mothers Rings and Diamond Jewelry Have in Common

Often times we are looking for some change or we seek style out of necessity. Buy a wedding rings from a jeweler in Oceanside a can often get expensive, especially when you seek the style and look that include diamonds.

Heirloom jewelry might not always fit the style you are looking for, however, more often than ever it can include diamonds for re-purposing or design the ideal ring for your engagement or wedding vows. Just because the design is out dated, it doesn't mean the diamonds go bad or can't be polished and set all over.

Gems N' Loans in Oceanside can find the commonality between your mothers old  rings and the diamonds of the present and future! Whether you seek the decorative detail of Art Nouveau or Rococo, you can always find modern design from their master jewelers as well.

Thursday, September 13, 2018

Before You Take a Payday Loan in Oceanside Read This
When looking for fast cash, a pawn loan is a secured loan, meaning you put up an item of value as collateral for the loan. for example, items like jewelry or electronics would suffice as collateral of value. The amount of the loan will vary based on state regulations and the collateral you pawn of course.

Ultimately, the loan that you are approved for will be a percentage of the item’s value after the lender accounts for storage, security and other costs. Repayment terms are typically from 30 days to a couple of months. If you default on the loan, you risk the item being sold to cover the balance. However, some pawn shops offer extensions in order to help the borrower in these cases where they might be running late.

A payday loan is a short-term, high-interest loan, generally for $500 or less, that’s designed to bridge the gap between paychecks. The quick cash infusion is nice, but when you apply for a payday loan, you may wind up getting more than you bargained for.

As the Consumer Financial Protection Bureau notes on its site, these loans are typically for small amounts but give lenders access to your checking account or require you to write a check for the full balance in advance, which the lender can deposit when the loan comes due. Also keep in mind that the payday loans carry sensationally high interest rates, with some costing as much as 400%.

Learn more about collateral loans here!

Friday, June 15, 2018

The Wealthy In Oceanside Are Using Pawn Shops

Wealthy people looking to fund new ventures are turning to their Rolexes and art collections as collateral for quick and easy loans from high-end pawn shops.

The handful of lending companies tapping into the trend let their affluent clients take quick thousand-dollar or million-dollar loans with high-end collectibles as collateral. That's far greater than the average loan size of $150, according to the National Pawnbrokers Association. Business owners say the way the luxury goods-backed loans are growing points less to the financial distress associated with pawn shops and more to seize money-making opportunities.

Gems N' Loans in Oceanside California offers discreet financial planning options and collateral lending options. Whether it involves an investment in gold coins or bullion, the ease of access and reliability is more appealing  than dealing with other financial institutions.

Monday, March 5, 2018

Coastal Jewelry Discovery

You Don't Always Need A Metal Detector
You've probably seen them during your trips to Oceanside, sweeping the gadget back and forth along the water, ears covered with headphones, eyes scanning the sand while wondering what exactly they're looking for. Finding treasures can be fun. Most vacationers cover themselves liberally with suntan lotion and bake under the sun, so their hands swell, then, when they go to cool off in the water, their fingers shrink.

Now you don’t have to go through this to find you treasures and jewelry. The best pawn shops like Gems N’ Loans, offers an air conditioned environment along with helpful service. When you are new to the coast and looking for the best deals and cash loans for your vacation, you won’t need a metal detector, so look no further.

Come visit us here!

Thursday, November 9, 2017

The Best Bargains at Oceanside Gems N' Loans

How to Maintain Composure During Black Friday
First thing to do is decide how much you can afford to spend on the holiday season. Figure out your must haves, like gifts or household purchases you've been saving up for. Calculate the maximum amount you absolutely can't go over. Don't forget to account for holiday incidentals like office parties and micro beers!

Braving the crowds to get an exclusive deal? Black Friday shopping in store can be a test of anyone's patience. While crowds might not reach mythical levels, you can still expect longer wait times. However, only stores in highly populated areas will host huge crowds. Gems N' Loans may only have a rush when stores open.

Pawn shopping in Oceanside can be an exciting experience in itself. We offer a variety of jewelry, gold, and personal loans to suit your financial needs. Our company has been serving North County San Diego & Riverside County for over 23 years in this capacity. We offer customer service like no other shops around.

Join Us Here!


Wednesday, October 25, 2017

Pawn Shops in Oceanside and Their Gems

Birth of a Stone Oceanside

Experts believe that birthstones can be traced back to the Bible. In Exodus 28, Moses sets forth directions for making special garments for Aaron, the High Priest of the Hebrews. Specifically, the breastplate was to contain twelve precious gemstones, representing the twelve tribes of Israel.

Later, these twelve stones were likely also linked to the twelve signs of the zodiac. Eventually, they also became associated with the twelve months of the calendar year.

The month of October brings the birthstones of Opal & Tourmaline. Seductive stones, associated with passion & desire. The Common Opal is characterized by its translucence and its palette of colors that include red, green, blue, and orange. It’s also known for its dendritic inclusions. Opal is a delicate stone with fine but vibrant energies.

Tourmaline has been said to be a stone of reconciliation, a stone that fosters compassion and cool headedness, radiates the energy that attracts money, healing and friendship, and is used for grounding purposes, to stabilize, and reaffirm our Earth roots. It also creates a commitment towards the completion of one’s goals and is said to protect the wearer against dangers.

Learn more at Gems N 'Loans in Oceanside