How to Buy Gold and Silver in Oceanside

When buying gold and silver in Oceanside, there are certain facile to consider. Often the question is raised on what are the best precious metals to buy. Our answer is that it depends on the individual preferences and needs of the customer.

The two most common places where you can purchase precious metals are from an online dealers or a local coin and pawn shops. Local pawnbrokers like Gems N' Loans have been around almost as long as money has. They evolved from collateral lending establishments offering buying and selling. 

Among the major decisions that a person will encounter during the initial investment process is whether to purchase actual physical metals versus “paper” metal, but before they can make this decision, it is important to understand what these terms mean and how each one operates. 

In principal, making a purchase from these establishments is trust worthy. You browse their selection until you find some merchandise that appeals to you and then you pay for your purchase. However, there are significant differences between the practices of these stores that can greatly affect both the shopping and the overall customer experience.

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The Wealthy In Oceanside Are Using Pawn Shops

Wealthy people looking to fund new ventures are turning to their Rolexes and art collections as collateral for quick and easy loans from high-end pawn shops.

The handful of lending companies tapping into the trend let their affluent clients take quick thousand-dollar or million-dollar loans with high-end collectibles as collateral. That's far greater than the average loan size of $150, according to the National Pawnbrokers Association. Business owners say the way the luxury goods-backed loans are growing points less to the financial distress associated with pawn shops and more to seize money-making opportunities.

Gems N' Loans in Oceanside California offers discreet financial planning options and collateral lending options. Whether it involves an investment in gold coins or bullion, the ease of access and reliability is more appealing  than dealing with other financial institutions.

Coastal Jewelry Discovery

You Don't Always Need A Metal Detector

You've probably seen them during your trips to Oceanside, sweeping the gadget back and forth along the water, ears covered with headphones, eyes scanning the sand while wondering what exactly they're looking for. Finding treasures can be fun. Most vacationers cover themselves liberally with suntan lotion and bake under the sun, so their hands swell, then, when they go to cool off in the water, their fingers shrink.

Now you don’t have to go through this to find you treasures and jewelry. The best pawn shops like Gems N’ Loans, offers an air conditioned environment along with helpful service. When you are new to the coast and looking for the best deals and cash loans for your vacation, you won’t need a metal detector, so look no further.

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Have a Safe and Happy Labor Day Weekend!

Employee Owned and Operated Pawn Shop Oceanside

Gems N" Loans offer many great deals and fast cash collateral loans as low as 2%. We are located all over North County San Diego, Temecula, and Orange County.

We are proud to celebrate labor day and hope you do as well!

Labor Day in the United States is a public holiday celebrated on the first Monday in September. It honors the American labor movement and the contributions that workers have made to the strength, prosperity, laws and well-being of the country. It is the Monday of the long weekend known as Labor Day Weekend and it is considered the unofficial end of summer in the United States. The holiday is also a federal holiday.

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New Career for the New Year!

Are you looking for your dream job? No need to look any further. Join our team of happy talented people that do interesting work. We are a 24 year old multimillion dollar, A+ rated company that is OWNED & OPERATED BY OUR EMPLOYEES. Our employees have the opportunity to become owners of a chain of highly successful PAWN SHOPS that have dominated the entire market for over 20 years, all this with no money out of the employee pockets.

We are looking for someone who can not only make the customer feel that coming into our business is a good experience, but one that they will want to return and tell their friends and family about. We want to offer absolutely outrageous customer service; therefore we hold high standards on who we hire as our team members. You must be able to fit in with our fun loving, high achieving group and go through a training program. We are being selective in hiring the right person to work with our talented team. If you are fortunate enough to join this very elite high achieving group consider yourself special. Must be customer friendly, computer literate individual who is out-going and has a GREAT ATTITUDE!

If you are INTERESTED in a career that offers the most INTERESTING WORK and becoming an owner in a highly successful company then you should apply and see if your qualify. Please email your resume and cover letter to: jobs@gemsnloans.com, submissions without this will not be considered. Looking to fill both full time & part time positions. Bilingual Preferred. Pay Scale from $12.00 an hour to 50,000 a year, plus profit sharing.

Pawnshops and Jewelers in Oceanside California

Pawnshop News and Trivia

 

The pawnbrokers' symbol is three spheres suspended from a bar. The three sphere symbol is attributed to the Medici family of Florence, Italy, owing to its symbolic meaning of Lombard. This refers to the Italian province of Lombardy, where pawn shop banking originated under the name of Lombard banking. 

The three golden spheres were originally a symbol medieval Lombard merchants hung in front of their houses, and not the arms of the Medici family. It has been conjectured that the golden spheres were originally three flat yellow effigies of byzants, or gold coins, laid heraldically upon a sable field, but that they were converted into spheres to better attract attention.

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Gems N’ Loans - Jewelry and Pawn Shop Oceanside

 Why Pawn Shopping is Fun and Affordable

 

 Since the recession, more and more Americans have been turning to pawnshops to pay the rent.For many people this may be a mistake.Pawnshops have come under scrutiny for predatory lending practices.  These shops hold onto people's valuables for three to four months, using them as a guarantee against a loan while typically charging a three to four percent interest rate. Often the valuables are worth much more than the cash loan. For customers with bad credit and no bank account, however, pawnshops can serve as an important lifeline.

Gems N' Loans being a pawnbroker intends to be a moneylender, a financier of sorts. Pawnbroking is the most established type of buyer credit. Pawnbrokers augment money credits secured by stock which is promised. The borrower has a settled measure of time to return and reimburse the advance and reclaim their vow, or their stock is relinquished and sold.

Here's a short rundown of a portion of the shrouded opportunities in the pawnbroking business, and a portion of the energizing advantages that one would acknowledge in looking for a vocation as a pawnbroker. It will clear up numerous misguided judgments that you may presently have.Being a pawnbroker intends to be a moneylender, a financier of sorts. Pawnbroking is the most established type of buyer credit. Pawnbrokers augment money credits secured by stock which is promised. The borrower has a settled measure of time to return and reimburse the advance and reclaim their vow, or their stock is relinquished and sold.

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Gems N' Loans - Pawn Sop in Oceanside - Great Pawn Bargains!

Recent reality TV shows like "Pawn Stars" have brought a lot attention to the pawn industry.  While the mainstream media attention may be new, the industry is not.  In fact, the history of pawn shops dates back more than 3,000 years.

According to the History Channel, the pawn shops of today operate as mini-banks for millions of unbanked Americans and they also serve places for people of all backgrounds to buy and sell items. America’s 12,000 or so pawn shops deal with a huge variety of items including musical instruments, jewelry, and electronics.

“Pawning” means that you give the pawn shop an item in exchange for a cash loan. For example, you might give them your mountain bike as collateral for a $75 loan.  If you repay the loan by a certain date, typically 90 to 120 days after you pawn the item, you can retrieve your bike.  The loan repayment amount will include interest and fees that are regulated by the state.  

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