Thursday, September 13, 2018

Before You Take a Payday Loan in Oceanside Read This

http://gemsnloans.com/
When looking for fast cash, a pawn loan is a secured loan, meaning you put up an item of value as collateral for the loan. for example, items like jewelry or electronics would suffice as collateral of value. The amount of the loan will vary based on state regulations and the collateral you pawn of course.

Ultimately, the loan that you are approved for will be a percentage of the item’s value after the lender accounts for storage, security and other costs. Repayment terms are typically from 30 days to a couple of months. If you default on the loan, you risk the item being sold to cover the balance. However, some pawn shops offer extensions in order to help the borrower in these cases where they might be running late.

A payday loan is a short-term, high-interest loan, generally for $500 or less, that’s designed to bridge the gap between paychecks. The quick cash infusion is nice, but when you apply for a payday loan, you may wind up getting more than you bargained for.

As the Consumer Financial Protection Bureau notes on its site, these loans are typically for small amounts but give lenders access to your checking account or require you to write a check for the full balance in advance, which the lender can deposit when the loan comes due. Also keep in mind that the payday loans carry sensationally high interest rates, with some costing as much as 400%.

Learn more about collateral loans here!

Friday, June 15, 2018

The Wealthy In Oceanside Are Using Pawn Shops


http://gemsnloans.com/

Wealthy people looking to fund new ventures are turning to their Rolexes and art collections as collateral for quick and easy loans from high-end pawn shops.

The handful of lending companies tapping into the trend let their affluent clients take quick thousand-dollar or million-dollar loans with high-end collectibles as collateral. That's far greater than the average loan size of $150, according to the National Pawnbrokers Association. Business owners say the way the luxury goods-backed loans are growing points less to the financial distress associated with pawn shops and more to seize money-making opportunities.


Gems N' Loans in Oceanside California offers discreet financial planning options and collateral lending options. Whether it involves an investment in gold coins or bullion, the ease of access and reliability is more appealing  than dealing with other financial institutions.

Monday, March 5, 2018

Coastal Jewelry Discovery

You Don't Always Need A Metal Detector

http://gemsnloans.com/
You've probably seen them during your trips to Oceanside, sweeping the gadget back and forth along the water, ears covered with headphones, eyes scanning the sand while wondering what exactly they're looking for. Finding treasures can be fun. Most vacationers cover themselves liberally with suntan lotion and bake under the sun, so their hands swell, then, when they go to cool off in the water, their fingers shrink.

Now you don’t have to go through this to find you treasures and jewelry. The best pawn shops like Gems N’ Loans, offers an air conditioned environment along with helpful service. When you are new to the coast and looking for the best deals and cash loans for your vacation, you won’t need a metal detector, so look no further.


Come visit us here!