Happy Halloween! Don't Be Afraid, Find Your Gold Treasure!

Since Pirates of the Caribbean, a popular element of pop culture nowadays is that of pirates and treasures of gold. As interesting as all of the fiction might be, sometimes the reality is even more so, and also more sinister. Sometimes you never know what you are going to find. Jewelry, electronic devices, and even bars of gold!

Have a Happy Halloween and find the Gold at Gems N' Loans!

Coastal Jewelry Discovery

You Don't Always Need A Metal Detector

You've probably seen them during your trips to Oceanside, sweeping the gadget back and forth along the water, ears covered with headphones, eyes scanning the sand while wondering what exactly they're looking for. Finding treasures can be fun. Most vacationers cover themselves liberally with suntan lotion and bake under the sun, so their hands swell, then, when they go to cool off in the water, their fingers shrink.

Now you don’t have to go through this to find you treasures and jewelry. The best pawn shops like Gems N’ Loans, offers an air conditioned environment along with helpful service. When you are new to the coast and looking for the best deals and cash loans for your vacation, you won’t need a metal detector, so look no further.

Come visit us here!

Pawn Shop Bargains in Oceanside

Gems N' Loans Offers No Credit Check Loans

 

What it means to be a G. Well it has a variety of significance. It represents over 25 years serving Oceanside as the number one pawn shop around. It also means good, great, and gold. We offer bargain pawns for getting the quick  cash that you need. Our friendly and knowledgeable staff will help you get the loan you need!

Learn more here!

The Coast, Jewelry, and More at Gems N' Loans

Is Pawn Shops Oceanside The Most Trending Thing Now?

With an onsite master jeweler and a GIA (Gemological Institute of America) certified gemologist, this new distinction in added service benefit is a perfect fit for an Oceanside jewelers and pawn Shop in the city of Oceanside itself. Oceanside pawnshops has launched a new website in support of this endeavor. The web site – gemsnloans.com – contains helpful information regarding pawn loans, the valuation process, as well as the terms and qualifications of collateral loans.

Ever wonder how a jeweler’s pawn loan is transacted? All pawnshops offer collateral loans on valuable items, and interest rates on all loans are regulated by the State of California. When a customer does not repay or renew the loan by an agreed upon date, the pawnshop keeps the items. Pawn loans are popular because of the speed and efficiency of the process compared to a bank loan, and they also allow the customer to recover their pledged items as opposed to selling them. This gives Gems N’ Loans in Oceanside a wider and more flexible range of options in jewelry services to offer its customers and the Oceanside community as a whole.
 

Gems N’ Loans - Jewelry and Pawn Shop Oceanside

 Why Pawn Shopping is Fun and Affordable

 

 Since the recession, more and more Americans have been turning to pawnshops to pay the rent.For many people this may be a mistake.Pawnshops have come under scrutiny for predatory lending practices.  These shops hold onto people's valuables for three to four months, using them as a guarantee against a loan while typically charging a three to four percent interest rate. Often the valuables are worth much more than the cash loan. For customers with bad credit and no bank account, however, pawnshops can serve as an important lifeline.

Gems N' Loans being a pawnbroker intends to be a moneylender, a financier of sorts. Pawnbroking is the most established type of buyer credit. Pawnbrokers augment money credits secured by stock which is promised. The borrower has a settled measure of time to return and reimburse the advance and reclaim their vow, or their stock is relinquished and sold.

Here's a short rundown of a portion of the shrouded opportunities in the pawnbroking business, and a portion of the energizing advantages that one would acknowledge in looking for a vocation as a pawnbroker. It will clear up numerous misguided judgments that you may presently have.Being a pawnbroker intends to be a moneylender, a financier of sorts. Pawnbroking is the most established type of buyer credit. Pawnbrokers augment money credits secured by stock which is promised. The borrower has a settled measure of time to return and reimburse the advance and reclaim their vow, or their stock is relinquished and sold.

Learn more!

Gems N' Loans | Pawnshops Oceanside | Buy and Sell Gold

Pawn Shop Oceanside

Regardless of the reason, there will come a time in most of our lives when we are in need of fast cash, we may have to get a loan or sell something of value to help us get through a tough time.  At Gems N' Loans in Oceanside, we make pawn shopping a pleasurable experience. 

When you need cash, we are here for you. All transactions are confidential, and once you are a customer, we will treat you like family. If you are in a bind, or just want to cash in your unwanted merchandise, we are here for you. Save thousands of dollars on new, estate, vintage, and GIA certified diamond jewelry at any of our Gems N’ Loans locations.

Topaz - November Birthstone of Month

Topaz is translucent and ranges in color but is best known for its yellowish, orange or golden color. Precious topaz, also known as Orange topaz is the traditional birthstone of November. Topaz is the symbol of friendship, and the state of Utah’s official gemstone.

Here at Gems N’ Loans we take our gems seriously and Topaz is no exception! Throughout the month of November we are offering 50% off the Stone of the Month, some exclusions may apply. Come in today and take a look at our selection

Opal - October Birthstone of Month

Opal is adapted from the Roman term opalus. Opal is the national gemstone of Australia, which produce 97% of the world’s supply. In the Middle Ages, opal was considered a stone that could provide great luck. It is the birthstone for people born in October.

The internal structure of precious opal makes it diffract light; depending on the conditions in which it formed, it can take on many colors. Precious opal ranges from clear through white, gray, red, orange, yellow, green, blue, magenta, rose, pink, slate, olive, brown, and black. Of these hues, the reds against black are the most rare, whereas white and greens are the most common. It varies in optical density from opaque to semitransparent.

Here at Gems N’ Loans we take our gems seriously and Opal is no exception! Throughout the month of October we are offering 50% off the Stone of the Month, some exclusions may apply. Come in today and take a look at our selection

Pawnshops 101: MYTH vs. FACT

Here at Gems N' Loans we want to clear up some of the myths people have about Pawn shops. Pawn shops have been utilized by many different cultures all around the world throughout history, yet a lot of people do not know as much about pawnshops as they should. If you have never visited a pawn shop because of all the misconceptions you may have heard, we want to clarify some of the most common pawn shop myths:

MYTH: Pawning items can be complicated.
FACT: Gems N' Loans makes the process simple and convenient. Our friendly and educated staff can answer any of your pawn-related questions.

MYTH: Pawn Shops don’t offer good loans.
FACT: Gems N' Loans always work with our customers to provide the best loans possible for all quality items. Come see what we can do for you today!

MYTH: Pawn Shops only offer stolen goods.
FACT: Gems N' Loans work closely with local law enforcement to ensure that no inventory items are stolen.

MYTH: Pawn Shops Keep Most Items That Are Pawned.
FACT: Gems N' Loans will never sell your pawned item before you pay back your loan. We want to give you more than enough time to pay off your debt.

Have you heard any other myths about pawn shops? Find out the truth by contacting the experts here at Gems N' Loans. You can check out our website at www.gemsnloans.com or call us at any of our six locations.

Ever wondered what the three spheres outside a pawnshop symbolize?

The three sphere is a symbol attributed to the Medici family of Florence, Italy and owing to its symbolic meaning of Lombard.
Pawn shop banking originated under the name of Lombard banking and refers to the Italian province of Lombardy. The House of Lombard was a banking family in medieval London, England and this is what medieval Lombard merchants hung in front of their houses. Since the Medicis were so successful in the financial, banking, and moneylending industries, other families also adopted the symbol. The pawnbrokers’ symbol is three spheres suspended from a bar and it has been said that the golden spheres were originally three flat gold coins laid upon a sable field, but that they were converted into spheres to better attract attention. The three sphere symbol has also been attributed to the story of Nicholas giving a poor man’s three daughters each a bag of gold so they could get married. Saint Nicholas is the patron saint of pawnbrokers.

Sapphire - September Stone of Month

Sapphires are often associated with loyalty, dignity and are a favorite gemstone for royalty. They are also a symbol of truth, sincerity, and faithfulness. That’s why it also makes a meaningful engagement ring. Maybe that’s why Prince Charles chose a sapphire engagement ring for Princess Diana.

Blue is the most popular, but they can be almost any color. Sapphire is the birthstone for September and belongs to the family of minerals known as corundum. They are traditional gifts for the 5th and 45th wedding anniversaries.

The ancient Persians have an interesting legend about Sapphires. They thought that the Earth was settled on a giant sapphire and the sky reflects its color. Ancient Persians and Catholic Church considered Sapphire to be a holy stone and believed that blue color of sapphire represents heaven.

Here at Gems N’ Loans we take our gems seriously and Sapphire is no exception! Throughout the month of September we are offering 50% off the Stone of the Month, some exclusions may apply. Come in today and take a look at our selection. 

Sixteen Awesome Things About Being A Pawnbroker!

Customers count on Gems N’ Loans and Gems N’ Loans counts on you! Begin an exciting career in the pawn industry. Gems N’ Loans is committed to equal opportunity. We welcome your interest in our employment opportunities. Join the Gems N' Loans team, a happy place and positive atmosphere with a future! Apply today: http://gemsnloans.com/join-team/

1 Seeing really cool stuff around you all day long.
 
2 Never knowing what will walk through those doors at any minute.
 
3 Hearing the stories; oh the stories!
 
4 Being able to hold tens of thousands of dollars worth of diamonds in your hand.
 
5 Knowing that you are one sale away from an awesome day as long as the door is open.
 
6 Getting to be the first to see all the latest gadgets.
 
7 Hearing great gossip.
 
8 Never having a dull moment.
 
9 Feeling the trust people place in you.

10 Helping educate your customers.

11 Making someone’s day by stretching that pawn just another ten dollars.
 
12 Running into people you know (usually customers) on the street, in a restaurant,  while shopping, while pumping gas-all over town!
 
13 Thinking of all the folks that squeal with delight opening gifts that came from your store.
 
14 Helping young men pick out engagement rings when they are so terrified they can barely speak.
 
15 Getting wedding invitations, wedding pictures and thank you notes from your customers.
 
16 Working in one of the greatest professions ever invented and getting paid to do it.

Peridot - August Stone of Month

A new month brings a new Stone of the Month. The Stone of the Month for August is Peridot. Peridot is the official birthstone for the month of August. Legend says that peridot was one of the favorite gemstones of Cleopatra. The advantages of peridot are to attract love and calm anger while also soothing nerves and dispelling negative emotions.

Here at Gems N’ Loans we take our gems seriously and peridot is no exception! Throughout the month of August we are offering 50% off the Stone of the Month, some exclusions may apply. Come in today and take a look at our selection.

Ruby - July Stone of the Month

A new month brings a new Stone of the Month. The Stone of the Month for July is Ruby. Ruby is considered one of the four precious stones and is a red variety of the mineral Corundum. Its name comes from ruber, Latin for red. Ruby is the birthstone for July and also a traditional gift for those celebrating 15th or 40th anniversaries.

Here at Gems N’ Loans we take our gems seriously and Ruby is no exception! Throughout the month of June we are offering 50% off the Stone of the Month, some exclusions may apply. Come in today and take a look at our selection.

Emerald - May Stone of the Month

A new month brings a new Stone of the Month. The Stone of the Month for May is Emerald.

Emeralds are green members of the popular beryl family of minerals. They are traditionally thought to enhance the clairvoyance of their wearers. 

Legends endowed the wearer with the ability to foresee the future when emerald was placed under the tongue, as well as to reveal truth and be protected against evil spells. Emerald was once also believed to cure diseases like cholera and malaria. Wearing an emerald was believed to reveal the truth or falseness of a lover’s oath as well as make one an eloquent speaker. It also states that emerald was one of the four precious stones given by God to King Solomon. These four stones were said to have endowed the king with power over all creation. Emerald is the May birthstone and the traditional gift for the 55th wedding anniversary. 

Here at Gems N’ Loans we take our gems seriously and Emerald is no exception! Throughout the month of May we are offering 50% off the Stone of the Month, some exclusions may apply. Come in today and take a look at our selection.

Aquamarine - March Stone of the Month

A new month brings a new Stone of the Month. The Stone of the Month for March is Aquamarine. Aquamarine comes from the Latin word meaning Sea Water and is exceptionally hard with an outstanding glass-like luster. It is most famous for its breathtaking sea-blue colors which can range from light blue to dark blue. The more saturated the color, the higher the value, although almost all aquamarine is typically a lighter blue tone. A deeply saturated blue is the most desirable color, but it is very rare in larger specimens.

The Greeks and the Romans knew aquamarine as the sailor's gem, ensuring the safe

and prosperous passage across many stormy seas. Legend has it that aquamarines were the prized possessions of many mermaids and would thus protect sailors from the dangers of sea, including warding off sea-sickness. Medieval sages prescribed water touched by Aquamarine for a host of ills, including those affecting the eyes and lungs.

Aquamarine is a decorative gem that complements almost any skin or eye color, which makes it an all-time favorite for women all over the world. It is a popular gem, universal to wear, readily available and moderately priced, and steadily growing in popularity and demand.

The leading producer of aquamarine is Brazil, with many mines spread throughout the country. Karur, India has recently become one of the biggest suppliers of Aquamarine.

Here at Gems N' Loans we take our gems seriously and Aquamarine is no exception! Throughout the month of March we are offering 50% off the Stone of the Month. Come in today and take a look at our selection. 

Romancing the Stones!

With Valentine's just a couple days away, make your shopping easy at Gems N' Loans. We are offering 50% off heart jewelry and 40% off diamond jewelry. Come in and take advantage of this multiple savings opportunity. Some exclusions may apply, see our sales associate for more details. This sale is at all four Gems N' Loans locations, Escondido, Oceanside, Vista and Temecula.

Amethyst - February Stone of the Month

A new month brings a new Stone of the Month. The Stone of the Month for February is Amethyst.

Amethyst is the purple variety of the mineral quartz. They are associated with wisdom, spirituality and security. Amethyst is a lovely, affordable gemstone because of its widespread availability. It is also the birthstone of February.

Amethyst is found in large quantities in volcanic rocks in Brazil. It is also mined in South Korea, Austria and the United States. Gemstone jewelry featuring amethyst gemstones is valuable, but it is not expensive. Most amethyst is purple, but it can also be green. Purple amethyst gets its color from iron. When exposed to heat inside the Earth or heat-treated after it is mined, amethyst can turn yellow or green.


Amethyst jewelry was popular in Ancient Greece. The Greek word "amethystos" means "not intoxicated". It was believed that Dionysus, the god of wine, created this gemstone himself by pouring wine over white stone. Goblets were often carved from amethyst in Ancient Greece.
    
Amethysts are bold and highly saturated with color. Because it is affordable among gemstones, many styles are available. Amethysts are often set as large pendants or in cocktail rings. The beads make a lovely necklace or set of bracelets and stud earrings stand in for diamond studs when you want a punch of color. The gems can be carved, faceted or tumbled into round stones.

Saint Valentine was said to have always worn Amethyst. In the Middle Ages, if a knight presented his lady with an Amethyst, then the pair would be blessed with good fortune and earthly happiness for the rest of their lives.

Here at Gems N' Loans we take our gems seriously and Amethyst is no exception! Throughout the month of February we are offering 50% off the Stone of the Month. Come in today and take a look at our selection.

5 Tips on Selling Your Gold Jewelry

The price of gold continues to rise, making your gold jewelry more and more valuable.  If you are in need of extra cash, selling your gold jewelry could be a great way of getting it. 

However, we recommend that you do your homework first, so you’ll be ready to make informed choices of how to properly sell your gold.

1. Know Your Karats 
Gold in its pure state is very soft and must be combined with other elements when creating jewelry. The term “karat” is a measure of how much gold there is in proportion to the other metals. For example, “14 karat” means that there is 14 parts gold to 10 parts other metals. When you take your gold in to sell it, be sure to keep the different karat values separated.

2. Know Your Jewelry 
All gold jewelry is not created equal. In other words, some fine jewelry is actually worth more than the gold it’s made of. If the designer is famous, for example, Cartier or Tiffany, and that name is stamped in the gold, the value of the jewelry itself increases over the value of what the gold would be if it was melted down.

3. Know the Market 
Shop around by taking your gold jewelry to several different buyers before actually handing it over. This will give you a good idea of what the market is offering, and which buyers are offering you the fairest deal. And be sure to know the market price of gold on the day you plan to sell your jewelry.

4. Know the Law 
As you can imagine, the high market value of gold these past few years has created an increase in robberies and the selling of stolen gold jewelry. To counteract this illegal activity and to protect consumers, the federal government requires that gold buyers ask to see government-issued ID of the seller. A red warning flag should go up if the buyer you are working with does not ask for your ID.

5. Know Your Buyer 
As with any money-making strategy gold buyers come in all sorts and types, from home “gold parties,” to fly-by-night outfits, to professional buyers with good BBB (Better Business Bureau) ratings. Make sure you are dealing with a reputable buyer before you actually sell your gold jewelry.

For example, at Gem ‘N Loans we pay top dollar for your gold, based on market value fluctuation. We have an A+ rating with the Better Business Bureau and have been in business for 20 years. Once you have done your homework you are ready to join the thousands of people who are cashing in on the current gold market which is at a ten-year high. Now you can sell your gold jewelry with confidence and enjoy the extra cash it will put in your pocket.

Topaz - November Stone of the Month

A new month brings a new Stone of the Month. The Stone of the Month for November is Topaz. Topaz is translucent and ranges in color but is best known for its yellowish, orange or golden color. Precious topaz is the traditional birthstone of November. Topaz is the symbol of friendship, and the state of Utah's official gemstone.

The ancient Greeks believed that topaz gave them strength. In Europe during the Renaissance period (1300-1600) people thought that topaz could break magic spells and dispel anger. For centuries, many people in India have believed that topaz worn above the heart assures long life, beauty, and intelligence.

Topaz is also pleochroic, meaning that the gem can show different colors in different crystal directions. Colorless topaz is plentiful, and is often treated to give it a blue color. Many consumers know topaz as simply an inexpensive blue gem. They’re surprised to learn that its blue color is hardly ever natural: It’s almost always caused by treatment. They might also be surprised to know that topaz has so many more colors to offer gem lovers, including pinks and purples.

Here at Gems N' Loans we take our gems seriously and colored stones, including Topaz is no exception!