Thursday, December 8, 2016

Gems N’ Loans - Jewelry and Pawn Shop Oceanside

3 Reasons Why Gold Will Shine In the New Year

November Gold News Recap

Welcome to the December edition of the Scottsdale Bullion & Coin newsletter. Here you will find monthly news about the gold & silver markets, investing insights, notable posts from our blog, and more. As knowledgeable precious metals dealers, we are happy to share news and information with our valued readers and clients. As always, we are available to answer questions or help you make investment choices.

At Gems N’ Loans, we offer a variety of jewelry, gold, and personal loans to suit your financial needs. Our company has been serving North County San Diego for 23 years in this capacity. We offer customer service like no other shops around.

Major Market Movers

Presidential election: The unprecedented U.S. election resulted in what is being called a “Trump rally” for the markets.

Risk appetite: Investors and markets seem to be pricing in expectations that Trump’s policies will be good for the economy, and we are seeing more risky investments. Concerns for rising deficits don’t appear to be priced in to the markets yet.

Federal Reserve: The probability for a rate hike at the next FOMC meeting mid-December is set at 90%. Barring any major news, the market expects interest rates to increase before the end of the year.

U.S. dollar: The dollar hit 14-year highs this month due to risk sentiment and anticipation of new economic policies.

Thursday, September 29, 2016

Oceanside Jewelry and Pawnshop Near the Coast

Pawn Shop Oceanside News!

Near the coast our jewelry and large selection of jewelry and musical instruments can be seen in our large inventory. We have new and pre-owned items ranging from electronics to tools.

Gems N’ Loans Oceanside has Jewelry &offers collateral loans or will buy your items. We buy gold! We will pay you top dollar for your jewelry, musical instruments or any item of value. We are your local source for quick and convenient cash. 

The first thing one notices when visiting any one of the five Gems N’ Loans locations is how clean and welcoming the stores feel – closer to a jewelry store than a typical pawn shop. Gems N’ Loans prides itself in creating a professional and inviting environment, and also in being very selective about the items it carries. 

By policy, the stores will not buy or sell weapons or junk, and much of the higher-end jewelry that they sell is certified by the Gemological Institute of America. All locations stay open until 7 p.m., seven days a week, in order to offer their customers as much flexibility as they may need to access the products or services they require. 

Employees are exceptionally friendly, knowledgeable, and highly professional, which is all a reflection of the surprisingly rigorous process by which they are selected and trained. In a business that serves people who are often in less-than-ideal circumstances, having employees who can work well together and understand the customer’s needs is crucial. 

Learn more!


Monday, September 5, 2016

Happy Labor Day From Gems N' Loans!

Labor Day Swim Oceanside California

 Many Gems N' Loans customers often talk about the exciting events and places surround the Oceanside are. When they are pawn shopping in Oceanside or just passing by, they can also find other events and places to see in the area.

The Labor Day Pier Swim is as much apart of Oceanside as the Top Gun house, San Luis Rey Mission, Camp Pendleton and Pacific Coast Highway. It is prolific and has shown to have longevity even throughout years in which the whole country was struggling. The Pier Swim has, and always will, remain a Labor Day tradition.


Thursday, August 18, 2016

Coast Jewelry and More at Gems N' Loans Oceanside

What it is like to Find Bargains at a Pawn Shop
So, I was searching for a MacBook pro to purchase and I found their post on Craigslist that stated they had 6 in stock all brand new. I called and a guy named Richard picked up... Nice guy, helpful, and told me he called the shop to have the one I wanted (which was a late 2014 with the specs I was looking for) reserved since he was out of town. He told me to call the shop to let them know when I was going to pick it up!

At Gems N' Loans we have computer, electronic devices, iPhones, and much more. Our customers are always pleased to find great bargains on Laptops and Macbook Pros. At Gems N’ Loans, we offer a variety of jewelry, gold, and personal loans to suit your financial needs. Our company has been serving North County San Diego for 23 years in this capacity. We offer customer service like no other shops around. Our employees take ownership in Gems N ‘Loans, that can be seen in their quality care of our customers.

Learn more!

Monday, August 1, 2016

The Guitar Wilding Gems N 'Loans Has Bargains

Stage Diving Rocker Flies Into the Crowd With New Guitar
A local San Diego rocker makes amazing sounds on his new guitar from Gems N' Loans, the crowd screams for more mayhem while he turns his amp up to eleven. The greatest pawnshop in San Diego became the catalyst for a rockin good time! There is a variety of musical instruments to start you band today. Locations all over north county San Diego, Temecula, and Dana Point. We offer great deals on trade ins as well should you feel like switching from bass to drums, or spending the money at your favorite rock concert. 

Learn more here!

Friday, July 22, 2016

Gems N’ Loans - Jewelry and Pawn Shop Oceanside

 Why Pawn Shopping is Fun and Affordable
 Since the recession, more and more Americans have been turning to pawnshops to pay the rent.For many people this may be a mistake.Pawnshops have come under scrutiny for predatory lending practices.  These shops hold onto people's valuables for three to four months, using them as a guarantee against a loan while typically charging a three to four percent interest rate. Often the valuables are worth much more than the cash loan. For customers with bad credit and no bank account, however, pawnshops can serve as an important lifeline.

Gems N' Loans being a pawnbroker intends to be a moneylender, a financier of sorts. Pawnbroking is the most established type of buyer credit. Pawnbrokers augment money credits secured by stock which is promised. The borrower has a settled measure of time to return and reimburse the advance and reclaim their vow, or their stock is relinquished and sold.

Here's a short rundown of a portion of the shrouded opportunities in the pawnbroking business, and a portion of the energizing advantages that one would acknowledge in looking for a vocation as a pawnbroker. It will clear up numerous misguided judgments that you may presently have.Being a pawnbroker intends to be a moneylender, a financier of sorts. Pawnbroking is the most established type of buyer credit. Pawnbrokers augment money credits secured by stock which is promised. The borrower has a settled measure of time to return and reimburse the advance and reclaim their vow, or their stock is relinquished and sold.

Learn more!

Monday, July 4, 2016

Happy 4th of July From Gems N' Loans

Young Professionals Gear Up Pawn Expo

It's never been anything but difficult to raise capital for a little business.

The level of trouble more often than not keeps running in cycles, with times of tight credit and hazard avoidance giving route in the end to facilitating and confidence, trailed by subsidence and another round of capital lack.

However this cycle is distinctive. Notwithstanding record deals and benefits in 2015 for organizations extraordinary and little, bank credit seems, by all accounts, to be contracting for little entrepreneurs.

This absolutely isn't halting business people. They are reacting in great style: When the bank says "no," they hit up companions, family and even pawn shops to bolster their desire.

"We have a ton of little organizations that aren't managed an account by any means," said Moris Adato, proprietor of CashCo Pawn chain of three shops in San Diego County, including the shockingly present day, vitality proficient lead in City Heights. "We're the bank for the unbanked." 

Learn more!

Saturday, June 25, 2016

Get The Best Deal In A Pawn Shop Oceanside California

Do Pawn Shops Sell Other Things Besides Jewelry?

Yes, commonly a pawn shop will offer whenever of stock that they ordinarily take in. Whether that is auto edges, proficient brand name devices, or the most recent gadgets – on the off chance that they make credits on it, they may have something comparative available to be purchased as of now.

On top of it, a pawn shops stock changes each day. That is on the grounds that consistently they are relinquishing more things that others have abandoned and adding them to their stock – so in the event that you don't discover something there today, it might be accessible available to be purchased tomorrow!

Pawn shops will offer you the most ideal costs on new or previously owned stock of all diverse sorts. Whether it's devices, adornments, musical instruments, or even apparatuses checking with your neighborhood pawn shop before heading off to a huge retailer can frequently spare you 30-half off of retail. On top of that, most pawn shops will offer a guarantee or ensure that the things will work.

Learn more!

Wednesday, June 8, 2016

Pawn Broker News From Gems N' Loans

The Voice of Pawn Brokers 

In today's general public, numerous individuals rely on upon pawnbrokers to help them meet every day money related requirements not offered by different organizations. Pawn clients speak to the working groups of America who occasionally encounter an unforeseen requirement for transient assets. Pawn credits keep the power on, the rent paid and autos running with full tanks of gas.

Jewel segment productivity went under the spotlight in 2015 because of drowsy purchaser request in developing markets and high unpleasant costs with respect to the subsequent cleaned. Therefore, it was a forgettable one for the exchange described by abundance supply and solidification.

Cleaned costs fell as makers held vast amounts of jewels that were hard to offer.

Stock levels crested mid-year as merchants held vast amounts of jewels that were prominently requested in 2014 to fulfill Chinese interest. Notwithstanding, as China's financial development hindered in 2015 so did jewel request, leaving suppliers with an excessive number of precious stones and excessively couple of purchasers.

Precious stone cutters reacted by lessening assembling and declining to purchase non-beneficial harsh – particularly in the second 50% of the year. Cleaned generation dropped by an expected 30 to 50 percent all through 2015 as precious stone suppliers tried to decrease stock.

Learn more here!

Thursday, June 2, 2016

Pearl - June Birthstone
Pearl is the authority birthstone for the month of June as embraced by the American National Association of Jewelers in 1912. It is additionally the birthstone for the Sun Signs of Gemini and Cancer. See the birthstone tables for extra references to this stone. Crisp water pearls are given on the first wedding commemoration. Pearls are likewise given on the third, twelfth and 30th commemorations.

A natural diamond, pearls are shaped inside mollusks, for example, clams and mussels. They are shaped when an aggravation, for example, a modest stone or bit of sand gets inside the mollusk's shell. A radiant substance, called nacre, is emitted around the item to ensure the delicate interior surface of the mollusk. As endless supply of nacre coats the aggravation, a pearl is shaped. Light that is reflected from these covering layers delivers a trademark luminous radiance. This procedure of building a strong pearl can take up to seven or eight years.

The most important pearls are consummately symmetrical, moderately vast and actually created. They have a shining radiance which is called arrange brilliance. The main clam beds lay in the Persian Gulf, along the shores of India and Sri Lanka, and in the Red Sea. Chinese pearls come chiefly from freshwater streams and lakes, though Japanese pearls are found close to the coast in salt water.

There are numerous sorts of pearls:

normal pearls (made without human impedance),

refined pearls (made when an outside substance is purposefully embedded into a living shellfish. This strategy was initially utilized as a part of 1893),

ornate (pearls that have sporadic shapes),

Biwa pearls (a sporadic molded pearl which shapes in the freshwater of Lake Biwa, Japan),

rankle (pearls which become joined to within the shell),

dark pearls (dim to dark pearls),

freshwater (pearls which frame in new water mollusks and look like puffed rice),

Mabe pearls (developed rankle pearls ),

seed pearls (little, minor pearls utilized as a part of Victorian gems and sewn on garments).

Pearls fluctuate in shading from white to those with an indication of shading, regularly pink, to chestnut or dark. Every hue will rely on upon the sort of mollusk and the water where the mollusk lived. Since the nacre is natural, pearls are exceptionally delicate to great warmth, acids, dryness, and mugginess. Consideration ought to be taken while putting away them.

Pearls are very "delicate" and extent somewhere around 2.5 and 4.5 on the Mohs size of hardness. They ought to be shielded from compelling wear.

Common pearls have been gathered from the Persian Gulf, the Gulf of Manaar (Indian Ocean), and the Red Sea for a large number of years. The shorelines of Polynesia and Australia create essentially refined pearls. Both freshwater and saltwater pearls are developed in Japan and China. Freshwater pearls happen in the waterways of Scotland, Ireland, France, Austria, Germany, and the USA (Mississippi)

Friday, February 19, 2016

The Hearts of Our Crew
Barbara you got a place in heaven.., today a couple came into the Gems N' Loans Escondido store trying to get a small loan on different things, after a few times of going back and forth we couldn't do a loan or buy any of their items, when we told them kindly they expressed very sadly to us " we are just hungry and trying to get some money to eat something", immediately Barbara stepped to the back and called me with her and she said to me "let's give them some cup of noodles or some crackers, we have some and they don't". I thought that was the most wonderful thing I've seen in a while and also the right thing to do, we put together a package of cups of noodles to go for later, trail mix, Barbara Also gave them some of her chicken, crackers and cooked them one soup each.

We can't change the whole world at once but little by little if we all do our part we would be living in a better world, today you saved two lives you are a true hero and an example to follow of the ideal human being, credit where it's due..therefore I would like to award you Barbara with an extra $10.00 gem bucks!