Friday, November 1, 2013

Topaz - November Stone of the Month

A new month brings a new Stone of the Month. The Stone of the Month for November is Topaz. Topaz is translucent and ranges in color but is best known for its yellowish, orange or golden color. Precious topaz is the traditional birthstone of November. Topaz is the symbol of friendship, and the state of Utah's official gemstone.

The ancient Greeks believed that topaz gave them strength. In Europe during the Renaissance period (1300-1600) people thought that topaz could break magic spells and dispel anger. For centuries, many people in India have believed that topaz worn above the heart assures long life, beauty, and intelligence.

Topaz is also pleochroic, meaning that the gem can show different colors in different crystal directions. Colorless topaz is plentiful, and is often treated to give it a blue color. Many consumers know topaz as simply an inexpensive blue gem. They’re surprised to learn that its blue color is hardly ever natural: It’s almost always caused by treatment. They might also be surprised to know that topaz has so many more colors to offer gem lovers, including pinks and purples.

Here at Gems N' Loans we take our gems seriously and colored stones, including Topaz is no exception!

Friday, October 4, 2013


A new month brings a new Stone of the Month. The Stone of the Month for October is Opal. Opal is adapted from the Roman term opalus. Opal is the national gemstone of Australia, which produces 97% of the world's supply. As well as occurring naturally, opals of all varieties have been synthesized experimentally and commercially. In the Middle Ages, opal was considered a stone that could provide great luck. It is the birthstone for people born in October. 

Here at Gems N' Loans we take our gems seriously and colored stones, including Opals are no exception! 

For the entire month of October we are offering 40% off all colored gemstones, some exclusions may apply. This sale is at all four Gems N' Loans locations, Escondido, Oceanside, Vista and Temecula.  
If you see something you like in our stores, we can help you finance with 90 day payment options, same as cash. 

Now is certainly the BEST time to visit Gems N' Loans and discover something beautiful! Get a jump start on your holiday shopping. Layaway now for Christmas, ask any of our sales associates about our layaway options.

Come see us today, we're here for you!

Wednesday, September 11, 2013


For the month of September Gems N' Loans is offering 40% off plain gold. Come in today and take advantage of this incredible offer, some exclusions may apply. This sale is at all four Gems N' Loans locations, Escondido, Oceanside, Vista and Temecula. If you see something you like in our stores, we can help you finance with 90 day payment options, same as cash.

Thursday, August 15, 2013

Three Ways to Save!

For the month of August we have a special sale just for you. Now thru August you can save three ways at the 1-2-3 Jewelry Sale. Your first piece of jewelry is 30% off the regular retail price, the second item is 40% off and the third item is 50% off. Come in and take advantage of this multiple savings opportunity. Some exclusions may apply, see our sales associate for more details. This sale is at all four Gems N' Loans locations, Escondido, Oceanside, Vista and Temecula. If you see something you like in our stores, we can help you finance with 90 day payment options, same as cash.

Friday, June 21, 2013

Pearls - June Stone of the Month

The stone of the month for June is the Pearl, it is also the traditional birthstone. Gems N' Loans has a large selection of Pearls at any of our four locations. Pearls come in a range of natural colors and shades including white, pink, lilac, cream, grey, black and gold. The traditional color associated with the Pearl is the milky white color, which was strongly favored as a popular gem in Victorian jewelry.

Pearls are found inside the shell of a mollusk such as an oyster or clam. Natural Pearls are either saltwater found in gulfs, seas and oceans or freshwater pearls found in rivers and lakes. Cultured pearls are produced when man has introduced an irritant into the mollusk - these are called imitation pearls. 

Pearls come from all over the world like the Persian Gulf, the Gulf of Mannar, the South Pacific, the Gulf of California, the Gulf of Mexico, the Pacific coast of Mexico, Europe, Japan and Australia. A good sized pearl can take between five to eight years to form, which is usually the entire life of the oyster or mollusk. The cost depends on the size and the coating, or “nacre”, on a real pearl which gives it its iridescence.

Monday, June 10, 2013

Father's Day Sales

Father's Day is just around the corner and what better way to honor Dad than with a gift from Gems N' Loans. This Sunday give Dad something he can really use and deserves. All four of our locations are ready for this celebration honoring dads and celebrating fatherhood, paternal bonds, and the influence of fathers in society. We have a large selection of tools & electronics both 50% off. Not to mention mens watches that are also 50% off and all plain gold which is 30% off. This sale is going on now until June 30th. Visit Oceanside, Vista, Escondido or Temecula today to find the perfect Father's Day gift to celebrate Dad this Sunday, June 16th.

Tuesday, May 7, 2013

Emeralds - May Stone of the Month

Here at Gems n' Loans we take our gems seriously and emeralds are no exception!
For the entire month of May we are offering 40% off all emerald jewelry at our four locations.
Since this first week of May is full of preparations for Mother's Day, we are continuing the 40% off all colored stones offer as well as the 20% layaway plan.  Now is certainly the BEST time to visit us and discover something beautiful!

The emerald is a part of the beryl family of minerals and has a distinct color even before polishing.  this green has been believed to allow the wearer to foresee the future, reveal the truth or be protected from evil spells.  From Cleopatra to King Solomon, many rulers prized this gem and considered it their favorite.

Emeralds will be a great gift for Mother's Day, anyone with a May birthday or a certain wedding anniversary.  But don't stop there.  Take advantage of the Mother's Day Layaway offer and shop for multiple occasions now!  There are only a few days left!

Wednesday, April 3, 2013

Diamonds - April's Stone of the Month

Ahhh, spring has arrived here at Gems n' Loans!  We are so excited for the month of  April and to be offering our diamond jewelry at an amazing 40% off!  

Diamonds have long been associated with power, royalty and love. Many leaders and governments in Africa have fought wars over their diamond mines and who will rule them.  Monarchs have used them as symbols of power by placing them in their swords.  The Italians believed that the diamond could maintain good relations between a married couple and recommended it as the stone to be set in wedding rings.

Whether you are the market for something to celebrate a special event or a birthstone gift, your diamond selection is important to us.  That's why we offer the services of GIA certified Accredited Jewelry Professionals (AJP), Graduate Gemologists (GG), and Graduate Jewelers (GJ) on staff to assist you.

Visit both Gems n' Treasures AND Gems n' Loans or pick the location nearest you!

And *hint hint* it wouldn't be a bad idea to shop NOW for Mother's Day and maybe a graduation coming up in June!

We'll see you soon!

Tuesday, March 5, 2013

Purse Party | Special Event

It's all in the bag.
For a woman, she knows what this means.  Your choice of handbag or purse says a lot about your personality.  So if your purse-onality is spunky, classy or confident, mark your calendar for this excellent and very special event!
Bring your girlfriends for an afternoon of wine and shopping some of the most luxurious brands.
March 9, 12-2 pm at the Gems n' Treasures in Carlsbad.  You won't come home disappointed!

Friday, March 1, 2013

The Symbolism of Aquamarine

Spring is just around the bend and what better way to begin our welcome than with a gorgeous stone!  This month's stone of the month is the beautiful Aquamarine.    Before we jump in with how to select a great piece of jewelry, how about a little background first?

Every stone has histories and symbolism attached to it from many cultures and here are a few that we find interesting:

Aquamarine is a stone of courage. It accelerates the intellectual reasoning process and makes one unconquerable through learning - not only of knowledge passed through teachers of the past and present, but of oneself.

Aquamarine blue is a divine and eternal color, since it is, after all, the color of the skies. Aquamarine is also the color of water, with its life-giving properties. This stone is attuned to the ocean and helps us to get in touch with the nature spirits of the sea. Take some time, close your eyes, breathe deep and remember sitting on the beach at dusk, the water coming in, the cool breeze. This is Aquamarine's gift to you. (Read the full article here)

According to legend, it has its origin in the treasure chest of the mermaids, and has for ages been reputed to be a lucky stone for sailors. It is a very good stone to take on vacations and cruises.
In terms of its metaphysical and healing attributes, aquamarine jewelry is thought to attract compassion, trust, friendship and harmonic situations. It is also a love attracting stone and it is said that the woman who wears it is promised a happy marriage with a wealthy man. For this reason an aquamarine ring or pendant might be a good gift for a young woman who is just setting out to find her fortunes in the world. (Enjoy the full article here.)

So it sounds like this is a piece of jewelry frequently worn by ladies!  What a great graduation, birthday or anniversary gift!

How would you know if you are getting a good stone?  We've rounded up a few tips for you!

1) Select a shade that you like. Aquamarines come in shades from the lightest sky blue that is almost clear to a very deep, clear aquatic blue. Most aquamarines are free or nearly free of interior inclusions, but if you want a light shade then it is more important to select a stone that does not have any large flaws on the inside as they will muddy the brilliance. Conversely, flaws in a darker stone can actually make the stone brighter and more interesting to look at.

2) Consider the cut of the gem. While aquamarine can be flattering in a variety of traditional cuts, its hardness and nearly inclusion-free attributes enable jewel cutters to be more "artistic" with the gem than is generally common. Aquamarines can be custom cut with additional notches and grooves to magnify the brilliance of the gem even further, and sometimes jewelers deliberately create their own surface inclusions on lower levels of the gem to create a more interesting play of light on the stone.

3) Inspect the gem for clarity. While most aquamarines have few to no flaws, it is important to make sure that the top surface of the gem is not scratched or nicked. In darker stones, jewelers may actually create flaws or cut around them to emphasize them as they can emphasize the color and sparkle of the gem. However, light stones should be free of interior and exterior inclusions that will mar the beautiful shine of the stone.  How to Evaluate Aquamarine

Come by our store and see our selection! 


Friday, February 8, 2013

Valentine's Day Gifts | For that special someone

For that special someone on Valentine's Day,
what would really make it special?
I took a few tips from this article and made some shopping lists for loved ones right in our Oceanside store.

Vintage platinum and diamond wrist watch for a glamorous lady who enjoys special events.
New Oakley sunglasses for a man who can take what life throws at him.
A special foreign language movie for a quiet night in with wine.

Whatever strikes your fancy, it will be worth your time to peruse our shop and make this holiday enjoyable for both of you!
3753 Mission Ave, Suite 111
Oceanside, CA

Wednesday, January 16, 2013


Visit one of our four locations for deals on Diamond Jewelry & Heart Jewelry.

Now is a great time to start shopping for that special someone in your life.