Have a Safe and Happy Labor Day Weekend!

Employee Owned and Operated Pawn Shop Oceanside

Gems N" Loans offer many great deals and fast cash collateral loans as low as 2%. We are located all over North County San Diego, Temecula, and Orange County.

We are proud to celebrate labor day and hope you do as well!

Labor Day in the United States is a public holiday celebrated on the first Monday in September. It honors the American labor movement and the contributions that workers have made to the strength, prosperity, laws and well-being of the country. It is the Monday of the long weekend known as Labor Day Weekend and it is considered the unofficial end of summer in the United States. The holiday is also a federal holiday.

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Gems N' Loans - Pawn Sop in Oceanside - Great Pawn Bargains!

Recent reality TV shows like "Pawn Stars" have brought a lot attention to the pawn industry.  While the mainstream media attention may be new, the industry is not.  In fact, the history of pawn shops dates back more than 3,000 years.

According to the History Channel, the pawn shops of today operate as mini-banks for millions of unbanked Americans and they also serve places for people of all backgrounds to buy and sell items. America’s 12,000 or so pawn shops deal with a huge variety of items including musical instruments, jewelry, and electronics.

“Pawning” means that you give the pawn shop an item in exchange for a cash loan. For example, you might give them your mountain bike as collateral for a $75 loan.  If you repay the loan by a certain date, typically 90 to 120 days after you pawn the item, you can retrieve your bike.  The loan repayment amount will include interest and fees that are regulated by the state.  

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Bargain Pawn - Pawn Shop - Oceanside California

Regardless of the reason, there will come a time in most of our lives when we are in need of fast cash, we may have to get a loan or sell something of value to help us get through a tough time. A reputable pawn shop, such as Gems N' Loans, can be a good solution to your quick cash needs.
We pride ourselves in offering a fair market value for your items as well as a full understanding of today’s market place.
 
 “North County’s largest public gold dealer” Your gold is evaluated, tested and weighed in your presence on scales certified by the County of San Diego. Don’t deal with the “fly by nights.”


Trade in your old, unwanted, or broken gold and platinum jewelry and save even more on anything you buy! We pay the highest prices in North County for your gold and platinum no matter its age or condition. Online and mail-in gold buyers have been identified as dishonest. Sell gold and platinum at one of our 4 locations to a business that has been in town for over 20 years, has an A+ rating with the Better Business Bureau, has GIA certified Accredited Jewelry Professionals (AJP), Graduate Gemologists (GG) and Graduate Jewelers (GJ) on staff to assist you.