Gems N' Loans | Pawnshops Oceanside | Buy and Sell Gold

Pawn Shop Oceanside

Regardless of the reason, there will come a time in most of our lives when we are in need of fast cash, we may have to get a loan or sell something of value to help us get through a tough time.  At Gems N' Loans in Oceanside, we make pawn shopping a pleasurable experience. 

When you need cash, we are here for you. All transactions are confidential, and once you are a customer, we will treat you like family. If you are in a bind, or just want to cash in your unwanted merchandise, we are here for you. Save thousands of dollars on new, estate, vintage, and GIA certified diamond jewelry at any of our Gems N’ Loans locations.

Gems N' Loans Oceanside Jewelry and Gold Sales!

At Gems N’ Loans, we offer a variety of jewelry, gold, and personal loans to suit your financial needs. Our company has been serving North County San Diego for 22 years in this capacity. We offer customer service like no other shops around. Our employees take ownership in Gems N ‘Loans, that can bee seen in their quality care of our customers. 

We are a pawnshop located in Oceanside California, and offer other locations in Vista, Escondido, Temecula, Carlsbad, and Dana Point.


We don’t request credit checks and are a “no hassles business.” When you need cash, we are here for you. All transactions are confidential, and once you are a customer, we will treat you like family. If you are in a bind, or just want to cash in your unwanted merchandise, we are here for you. Save thousands of dollars on new, estate, vintage, and GIA certified diamond jewelry at any of our Gems N’ Loans locations. 

Regardless of the reason, there will come a time in most of our lives when we are in need of fast cash!

Pawnshops in Oceanside Like Gems N' Loans Are Great Savings!

EMPLOYEE OWNED

Customers count on Gems N’ Loans and Gems N’ Loans counts on you! Begin an exciting career in the pawn industry. Gems N’ Loans is committed to equal opportunity. We welcome your interest in our employment opportunities.




New Money, New Challenges

As we enter a new age of technology, it may be time for an overhaul of our currency system as we know it. For centuries, we have been selling and buying with some form of currency. Whether it was chickens and goats, gold coins or paper money, the world has transacted in one form of currency or another since just about the beginning of time.

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Gems N' Loans | Bargains | Pawn Shop | Oceanside California

Gems N' Loans Online Outlet is a retail store in the heart of Oceanside that sells merchandise locally and on eBay as a top-rated seller from our various Gems N' Loans locations. We buy, sell, trade, consign, and offer custom jewelry and watch repair. The Outlet is open to the public but you can also shop our store merchandise online at our "aonlineauction" on eBay.

Rubies can command the highest per-carat price of any colored stone. This makes ruby one of the most important gems in the colored stone market. In its purest form, the mineral corundum is colorless. Trace elements that become part of the mineral’s crystal structure cause variations in its color. Chromium is the trace element that causes ruby’s red color. 


Check out our wide selection of musical instruments at Gems N' Loans!

 

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Gems N' Loans 40% of Diamonds! Bargains and Pawnshopping

 

Often, a customer will shop for a diamond using a traditional jeweler, even if they eventually purchase online. The buyer is able to see various diamond sizes, shapes, and qualities first hand; allowing for a more informed and confident online purchase. In some cases, the customer may decide to purchase from the local jeweler based on their service and selection. In either case, when shopping for a diamond at a traditional jeweler, keep the following in mind.

Gems N Loans is North County San Diego’s largest gold buyer and jewelry reseller for 20 years. Trade in your unwanted or broken gold and platinum jewelry.

For most people, buying a diamond is a new experience, but that doesn't mean it should be overwhelming. Understanding a diamond's quality characteristics is straightforward and simple.

Gems N’ Loans teaches how diamond characteristics influence appearance, and which are more important than others. In just a few minutes you'll know everything you need to know to find your perfect diamond.

 

Bargains and Pawn Shopping Oceanside California Gems N' Loans

Trade in your old, unwanted, or broken gold and platinum jewelry and save even more on anything you buy! We pay the highest prices in North County for your gold and platinum no matter its age or condition. Online and mail-in gold buyers have been identified as dishonest. Sell gold and platinum at one of our 4 locations to a business that has been in town for over 20 years, has an A+ rating with the Better Business Bureau, has GIA certified Accredited Jewelry Professionals (AJP), Graduate Gemologists (GG) and Graduate Jewelers (GJ) on staff to assist you.

Having applied for and received a pawnbroker's license from the State of California to offer pawn loans in exchange for personal jewelry, Gems N' Loans, is pleased to expand its services as a pawn loan specialist in the area of gold, jewelry, diamonds, fine watches, diamonds, and gemstones of all types.

“North County’s largest public gold dealer” Your gold is evaluated, tested and weighed in your presence on scales certified by the County of San Diego. Don’t deal with the “fly by nights.” With gold at a 10 year high, now is the perfect time to sell! We are giving crazy amounts of cash for gold in any condition, including scrap gold and dental gold. In fact, we may give you more money than you paid for it.

Gold is worth 3-5 times more than it was about ten years ago. Don’t mail your gold to some outfit as seen on TV, not knowing how much your gold is worth or how long it will take to get a check. Stop into any of our Gems N’ Loans locations today and get a free appraisal and cash in your hand within minutes!

Gems N' Loans - Pawn Sop in Oceanside - Great Pawn Bargains!

Recent reality TV shows like "Pawn Stars" have brought a lot attention to the pawn industry.  While the mainstream media attention may be new, the industry is not.  In fact, the history of pawn shops dates back more than 3,000 years.

According to the History Channel, the pawn shops of today operate as mini-banks for millions of unbanked Americans and they also serve places for people of all backgrounds to buy and sell items. America’s 12,000 or so pawn shops deal with a huge variety of items including musical instruments, jewelry, and electronics.

“Pawning” means that you give the pawn shop an item in exchange for a cash loan. For example, you might give them your mountain bike as collateral for a $75 loan.  If you repay the loan by a certain date, typically 90 to 120 days after you pawn the item, you can retrieve your bike.  The loan repayment amount will include interest and fees that are regulated by the state.  

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